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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $3,726 | $107,030-96.5% | $73,550-94.9% | $147,586-97.5% |
| Participation rate | 50.0% | 66.4%-16.4pp | 54.9%-4.9pp | 82.8%-32.8pp |
| Annual return | 34.59% | 38.25%-3.7pp | -15.16%+49.7pp | 578.59%-544.0pp |
| Employer contribution / active EE | $416 | $1,760-76.4% | $1,219-65.9% | $4,876-91.5% |
| Participant deferral / active EE | $624 | $2,458-74.6% | $1,804-65.4% | $5,439-88.5% |
| Admin fee / account holder | $0 | $3,055-100.0% | $2,320-100.0% | $10,886-100.0% |