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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $16,703 | $180,459-90.7% | $154,108-89.2% | $135,380-87.7% |
| Participation rate | 100.0% | 87.4%+12.6pp | 83.0%+17.0pp | 82.6%+17.4pp |
| Annual return | -12.59% | 888.21%-900.8pp | 735.21%-747.8pp | 519.81%-532.4pp |
| Employer contribution / active EE | $2,074 | $6,035-65.6% | $5,298-60.9% | $4,779-56.6% |
| Participant deferral / active EE | $5,109 | $5,806-12.0% | $5,081+0.5% | $5,609-8.9% |
| Admin fee / account holder | $1,008 | $16,145-93.8% | $13,411-92.5% | $10,828-90.7% |