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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $26,786 | $102,638-73.9% | $81,991-67.3% | $158,966-83.1% |
| Participation rate | 66.7% | 75.5%-8.9pp | 69.3%-2.6pp | 82.0%-15.3pp |
| Annual return | 27.39% | 61.05%-33.7pp | 41.31%-13.9pp | 302.95%-275.6pp |
| Employer contribution / active EE | $1,988 | $3,241-38.7% | $2,498-20.4% | $4,762-58.3% |
| Participant deferral / active EE | $5,437 | $4,649+16.9% | $3,722+46.1% | $5,983-9.1% |
| Admin fee / account holder | $310 | $8,237-96.2% | $5,665-94.5% | $11,250-97.2% |