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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $73,772 | $87,166-15.4% | $76,735-3.9% | $137,256-46.3% |
| Participation rate | 61.1% | 74.4%-13.2pp | 69.5%-8.4pp | 80.0%-18.8pp |
| Annual return | 18.17% | 26.50%-8.3pp | 29.77%-11.6pp | 220.34%-202.2pp |
| Employer contribution / active EE | $2,569 | $2,904-11.5% | $2,454+4.7% | $4,156-38.2% |
| Participant deferral / active EE | $6,144 | $4,726+30.0% | $4,088+50.3% | $6,407-4.1% |
| Admin fee / account holder | $14,855 | $8,403+76.8% | $7,189+106.6% | $12,270+21.1% |