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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $23,013 | $185,905-87.6% | $170,057-86.5% | $139,487-83.5% |
| Participation rate | 100.0% | 87.8%+12.2pp | 87.0%+13.0pp | 80.3%+19.7pp |
| Annual return | 19.40% | 60.56%-41.2pp | 53.42%-34.0pp | 373.84%-354.4pp |
| Employer contribution / active EE | $3,499 | $7,597-53.9% | $6,790-48.5% | $4,755-26.4% |
| Participant deferral / active EE | $3,499 | $11,627-69.9% | $10,411-66.4% | $6,713-47.9% |
| Admin fee / account holder | $517 | $15,397-96.6% | $12,826-96.0% | $11,407-95.5% |