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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $29,634 | $81,358-63.6% | $155,556-80.9% | $80,959-63.4% |
| Participation rate | 97.4% | 66.3%+31.2pp | 78.2%+19.2pp | 67.7%+29.8pp |
| Annual return | 13.34% | 33.39%-20.0pp | 64.84%-51.5pp | 35.67%-22.3pp |
| Employer contribution / active EE | $2,886 | $3,106-7.1% | $4,675-38.3% | $2,757+4.7% |
| Participant deferral / active EE | $3,544 | $3,455+2.6% | $5,631-37.1% | $4,300-17.6% |
| Admin fee / account holder | $5,753 | $7,994-28.0% | $15,885-63.8% | $6,925-16.9% |