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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $422,090 | $223,823+88.6% | $211,142+99.9% | $154,746+172.8% |
| Participation rate | 100.0% | 87.9%+12.1pp | 87.3%+12.7pp | 80.7%+19.3pp |
| Annual return | 19.98% | 50.39%-30.4pp | 46.84%-26.9pp | 172.34%-152.4pp |
| Employer contribution / active EE | $10,695 | $6,787+57.6% | $6,442+66.0% | $4,379+144.2% |
| Participant deferral / active EE | $19,983 | $9,750+104.9% | $9,284+115.2% | $6,730+196.9% |
| Admin fee / account holder | $5,389 | $19,707-72.7% | $19,076-71.8% | $14,365-62.5% |