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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $142,562 | $226,105-36.9% | $182,540-21.9% | $152,897-6.8% |
| Participation rate | 100.0% | 82.5%+17.5pp | 78.0%+22.0pp | 82.5%+17.5pp |
| Annual return | 40.25% | 192.58%-152.3pp | 148.58%-108.3pp | 345.43%-305.2pp |
| Employer contribution / active EE | $39,945 | $4,978+702.4% | $4,076+880.1% | $4,764+738.6% |
| Participant deferral / active EE | $1,200 | $6,370-81.2% | $5,525-78.3% | $5,851-79.5% |
| Admin fee / account holder | $1,376 | $10,706-87.2% | $8,593-84.0% | $11,599-88.1% |