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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $39,951 | $152,597-73.8% | $117,533-66.0% | $134,532-70.3% |
| Participation rate | 87.5% | 77.1%+10.4pp | 70.6%+16.9pp | 81.2%+6.3pp |
| Annual return | -1.23% | 53.04%-54.3pp | 29.77%-31.0pp | 418.27%-419.5pp |
| Employer contribution / active EE | -$125 | $5,576-102.2% | $4,179-103.0% | $4,741-102.6% |
| Participant deferral / active EE | $2,541 | $4,821-47.3% | $4,072-37.6% | $6,401-60.3% |
| Admin fee / account holder | $2,840 | $7,007-59.5% | $5,647-49.7% | $11,429-75.2% |