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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $9,706 | $104,953-90.8% | $84,637-88.5% | $152,909-93.7% |
| Participation rate | 93.8% | 74.8%+18.9pp | 68.2%+25.5pp | 82.5%+11.3pp |
| Annual return | 20.00% | 373.94%-353.9pp | 258.82%-238.8pp | 345.46%-325.5pp |
| Employer contribution / active EE | $378 | $3,304-88.6% | $2,653-85.7% | $4,764-92.1% |
| Participant deferral / active EE | $3,217 | $4,691-31.4% | $3,900-17.5% | $5,851-45.0% |
| Admin fee / account holder | $530 | $6,244-91.5% | $4,914-89.2% | $11,601-95.4% |