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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $97,741 | $167,362-41.6% | $143,799-32.0% | $134,532-27.3% |
| Participation rate | 100.0% | 84.8%+15.2pp | 80.3%+19.7pp | 81.2%+18.8pp |
| Annual return | -25.94% | 0.47%-26.4pp | -0.04%-25.9pp | 418.27%-444.2pp |
| Employer contribution / active EE | $3,988 | $5,620-29.0% | $4,952-19.5% | $4,741-15.9% |
| Participant deferral / active EE | $7,951 | $6,447+23.3% | $5,638+41.0% | $6,401+24.2% |
| Admin fee / account holder | $786 | $18,094-95.7% | $14,677-94.6% | $11,429-93.1% |