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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $116,382 | $157,296-26.0% | $141,191-17.6% | $152,897-23.9% |
| Participation rate | 100.0% | 84.8%+15.2pp | 82.5%+17.5pp | 82.5%+17.5pp |
| Annual return | 21.58% | 64.34%-42.8pp | 71.41%-49.8pp | 345.43%-323.8pp |
| Employer contribution / active EE | $18,165 | $5,262+245.2% | $4,736+283.6% | $4,764+281.3% |
| Participant deferral / active EE | $11,042 | $7,111+55.3% | $6,710+64.6% | $5,851+88.7% |
| Admin fee / account holder | $301 | $12,125-97.5% | $10,264-97.1% | $11,599-97.4% |