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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $73,276 | $138,102-46.9% | $125,381-41.6% | $134,532-45.5% |
| Participation rate | 63.2% | 84.5%-21.3pp | 82.4%-19.2pp | 81.2%-18.1pp |
| Annual return | -19.50% | 750.73%-770.2pp | 572.31%-591.8pp | 418.27%-437.8pp |
| Employer contribution / active EE | $6,618 | $5,245+26.2% | $4,815+37.4% | $4,741+39.6% |
| Participant deferral / active EE | $8,718 | $7,801+11.8% | $7,448+17.1% | $6,401+36.2% |
| Admin fee / account holder | $16,603 | $11,568+43.5% | $10,007+65.9% | $11,429+45.3% |