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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $35,264 | $138,102-74.5% | $125,381-71.9% | $134,532-73.8% |
| Participation rate | 62.5% | 84.5%-22.0pp | 82.4%-19.9pp | 81.2%-18.7pp |
| Annual return | -12.66% | 750.73%-763.4pp | 572.31%-585.0pp | 418.27%-430.9pp |
| Employer contribution / active EE | $0 | $5,245-100.0% | $4,815-100.0% | $4,741-100.0% |
| Participant deferral / active EE | $6,232 | $7,801-20.1% | $7,448-16.3% | $6,401-2.6% |
| Admin fee / account holder | $68,671 | $11,568+493.6% | $10,007+586.2% | $11,429+500.9% |