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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $16,401 | $85,766-80.9% | $136,298-88.0% | $70,126-76.6% |
| Participation rate | 89.2% | 74.2%+15.1pp | 81.9%+7.3pp | 69.5%+19.7pp |
| Annual return | 36.90% | 31.46%+5.4pp | 5156.27%-5119.4pp | 73.15%-36.3pp |
| Employer contribution / active EE | $0 | $2,966-100.0% | $4,696-100.0% | $2,343-100.0% |
| Participant deferral / active EE | $9,795 | $5,051+93.9% | $6,247+56.8% | $3,332+194.0% |
| Admin fee / account holder | $1,151 | $5,421-78.8% | $9,244-87.6% | $4,645-75.2% |