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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $7,428 | $108,695-93.2% | $74,722-90.1% | $152,897-95.1% |
| Participation rate | 21.1% | 65.4%-44.3pp | 54.5%-33.4pp | 82.5%-61.4pp |
| Annual return | 130.37% | 114.11%+16.3pp | 753.11%-622.7pp | 345.43%-215.1pp |
| Employer contribution / active EE | $133 | $1,504-91.2% | $1,084-87.8% | $4,764-97.2% |
| Participant deferral / active EE | $1,187 | $2,712-56.2% | $1,963-39.5% | $5,851-79.7% |
| Admin fee / account holder | $1 | $4,906-100.0% | $3,335-100.0% | $11,599-100.0% |