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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $46,155 | $175,259-73.7% | $149,723-69.2% | $139,487-66.9% |
| Participation rate | 100.0% | 83.4%+16.6pp | 78.8%+21.2pp | 80.3%+19.7pp |
| Annual return | 15.23% | 166.82%-151.6pp | 134.50%-119.3pp | 373.84%-358.6pp |
| Employer contribution / active EE | $3,092 | $5,478-43.6% | $4,821-35.9% | $4,755-35.0% |
| Participant deferral / active EE | $5,133 | $6,522-21.3% | $5,682-9.7% | $6,713-23.5% |
| Admin fee / account holder | $1,378 | $16,158-91.5% | $13,215-89.6% | $11,407-87.9% |