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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $25,529 | $93,617-72.7% | $135,982-81.2% | $75,177-66.0% |
| Participation rate | 43.6% | 75.2%-31.6pp | 81.9%-38.3pp | 67.2%-23.6pp |
| Annual return | 22.53% | 30.89%-8.4pp | 68.32%-45.8pp | 160.75%-138.2pp |
| Employer contribution / active EE | $2,195 | $3,538-38.0% | $4,859-54.8% | $2,671-17.8% |
| Participant deferral / active EE | $3,052 | $6,406-52.4% | $7,760-60.7% | $4,126-26.0% |
| Admin fee / account holder | $579 | $6,980-91.7% | $10,767-94.6% | $5,651-89.8% |