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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $4,597 | $77,817-94.1% | $123,553-96.3% | $64,173-92.8% |
| Participation rate | 100.0% | 74.7%+25.3pp | 82.3%+17.7pp | 69.6%+30.4pp |
| Annual return | -2.11% | 12.49%-14.6pp | 119.21%-121.3pp | 7.63%-9.7pp |
| Employer contribution / active EE | $0 | $3,014-100.0% | $4,628-100.0% | $2,381-100.0% |
| Participant deferral / active EE | $791 | $5,240-84.9% | $6,426-87.7% | $3,470-77.2% |
| Admin fee / account holder | $1,579 | $5,519-71.4% | $9,284-83.0% | $4,887-67.7% |