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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $143,921 | $138,114+4.2% | $125,391+14.8% | $134,545+7.0% |
| Participation rate | 100.0% | 84.5%+15.5pp | 82.4%+17.6pp | 81.2%+18.8pp |
| Annual return | 1288.40% | 750.88%+537.5pp | 572.41%+716.0pp | 418.37%+870.0pp |
| Employer contribution / active EE | $6,338 | $5,246+20.8% | $4,816+31.6% | $4,742+33.7% |
| Participant deferral / active EE | $20,798 | $7,801+166.6% | $7,448+179.2% | $6,401+224.9% |
| Admin fee / account holder | $1,075 | $11,570-90.7% | $10,009-89.3% | $11,431-90.6% |