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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $60,238 | $150,446-60.0% | $136,297-55.8% | $147,585-59.2% |
| Participation rate | 100.0% | 84.4%+15.6pp | 81.9%+18.1pp | 82.8%+17.2pp |
| Annual return | 18.29% | 1049.14%-1030.9pp | 5156.19%-5137.9pp | 578.58%-560.3pp |
| Employer contribution / active EE | $5,011 | $5,256-4.7% | $4,696+6.7% | $4,876+2.8% |
| Participant deferral / active EE | $12,018 | $6,631+81.3% | $6,247+92.4% | $5,439+121.0% |
| Admin fee / account holder | $306 | $10,906-97.2% | $9,244-96.7% | $10,886-97.2% |