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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $292,686 | $148,623+96.9% | $135,974+115.3% | $139,466+109.9% |
| Participation rate | 71.4% | 83.9%-12.4pp | 81.9%-10.5pp | 80.3%-8.9pp |
| Annual return | 24.07% | 79.30%-55.2pp | 68.30%-44.2pp | 373.66%-349.6pp |
| Employer contribution / active EE | $2,219 | $5,246-57.7% | $4,859-54.3% | $4,754-53.3% |
| Participant deferral / active EE | $10,094 | $8,103+24.6% | $7,760+30.1% | $6,712+50.4% |
| Admin fee / account holder | $1,309 | $12,406-89.4% | $10,767-87.8% | $11,409-88.5% |