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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $82,122 | $77,472+6.0% | $100,392-18.2% | $80,935+1.5% |
| Participation rate | 81.8% | 76.9%+4.9pp | 81.5%+0.3pp | 67.7%+14.2pp |
| Annual return | 11.08% | 37.26%-26.2pp | 49.45%-38.4pp | 35.66%-24.6pp |
| Employer contribution / active EE | $6,287 | $2,800+124.5% | $3,941+59.5% | $2,757+128.1% |
| Participant deferral / active EE | $17,389 | $6,818+155.0% | $8,090+114.9% | $4,299+304.4% |
| Admin fee / account holder | $19,551 | $5,885+232.2% | $7,904+147.4% | $6,924+182.4% |