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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $36,086 | $49,177-26.6% | $79,467-54.6% | $64,173-43.8% |
| Participation rate | 84.5% | 65.0%+19.5pp | 73.3%+11.1pp | 69.6%+14.9pp |
| Annual return | 33.55% | -1.16%+34.7pp | 718.30%-684.7pp | 7.63%+25.9pp |
| Employer contribution / active EE | $2,751 | $2,076+32.5% | $2,800-1.7% | $2,381+15.6% |
| Participant deferral / active EE | $4,250 | $2,821+50.6% | $3,704+14.7% | $3,470+22.5% |
| Admin fee / account holder | $828 | $3,839-78.4% | $5,104-83.8% | $4,887-83.1% |