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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $80,022 | $138,102-42.1% | $125,381-36.2% | $134,532-40.5% |
| Participation rate | 95.2% | 84.5%+10.7pp | 82.4%+12.9pp | 81.2%+14.0pp |
| Annual return | -18.02% | 750.73%-768.7pp | 572.31%-590.3pp | 418.27%-436.3pp |
| Employer contribution / active EE | $400 | $5,245-92.4% | $4,815-91.7% | $4,741-91.6% |
| Participant deferral / active EE | $15,976 | $7,801+104.8% | $7,448+114.5% | $6,401+149.6% |
| Admin fee / account holder | $806 | $11,568-93.0% | $10,007-91.9% | $11,429-92.9% |