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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $64,464 | $95,580-32.6% | $76,872-16.1% | $139,466-53.8% |
| Participation rate | 66.7% | 74.0%-7.3pp | 69.6%-2.9pp | 80.3%-13.7pp |
| Annual return | 18.79% | 55.00%-36.2pp | 37.90%-19.1pp | 373.66%-354.9pp |
| Employer contribution / active EE | $760 | $3,145-75.8% | $2,533-70.0% | $4,754-84.0% |
| Participant deferral / active EE | $6,853 | $4,623+48.3% | $3,832+78.8% | $6,712+2.1% |
| Admin fee / account holder | $238 | $8,302-97.1% | $5,476-95.7% | $11,409-97.9% |