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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $1,045,161 | $150,446+594.7% | $136,297+666.8% | $147,585+608.2% |
| Participation rate | 100.0% | 84.4%+15.6pp | 81.9%+18.1pp | 82.8%+17.2pp |
| Annual return | 38.12% | 1049.14%-1011.0pp | 5156.19%-5118.1pp | 578.58%-540.5pp |
| Employer contribution / active EE | $20,483 | $5,256+289.7% | $4,696+336.2% | $4,876+320.0% |
| Participant deferral / active EE | $14,598 | $6,631+120.2% | $6,247+133.7% | $5,439+168.4% |
| Admin fee / account holder | $559 | $10,906-94.9% | $9,244-94.0% | $10,886-94.9% |