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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $25,194 | $127,790-80.3% | $106,554-76.4% | $167,553-85.0% |
| Participation rate | 100.0% | 78.3%+21.7pp | 76.1%+23.9pp | 82.1%+17.9pp |
| Annual return | 4.18% | 33.88%-29.7pp | 26.80%-22.6pp | 478.89%-474.7pp |
| Employer contribution / active EE | $8,660 | $3,427+152.7% | $2,819+207.2% | $4,840+78.9% |
| Participant deferral / active EE | $2,693 | $5,088-47.1% | $4,398-38.8% | $6,343-57.5% |
| Admin fee / account holder | $456 | $11,231-95.9% | $7,408-93.8% | $12,316-96.3% |