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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $141,761 | $107,733+31.6% | $92,985+52.5% | $154,746-8.4% |
| Participation rate | 56.3% | 74.6%-18.3pp | 69.5%-13.2pp | 80.7%-24.5pp |
| Annual return | 21.28% | 30.39%-9.1pp | 27.99%-6.7pp | 172.34%-151.1pp |
| Employer contribution / active EE | $1,679 | $3,126-46.3% | $2,662-36.9% | $4,379-61.7% |
| Participant deferral / active EE | $3,494 | $5,053-30.8% | $4,377-20.2% | $6,730-48.1% |
| Admin fee / account holder | $3,384 | $11,369-70.2% | $9,463-64.2% | $14,365-76.4% |