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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $141,761 | $87,166+62.6% | $76,735+84.7% | $137,256+3.3% |
| Participation rate | 56.3% | 74.4%-18.1pp | 69.5%-13.2pp | 80.0%-23.7pp |
| Annual return | 21.28% | 26.50%-5.2pp | 29.77%-8.5pp | 220.34%-199.1pp |
| Employer contribution / active EE | $1,679 | $2,904-42.2% | $2,454-31.6% | $4,156-59.6% |
| Participant deferral / active EE | $3,494 | $4,726-26.1% | $4,088-14.5% | $6,407-45.5% |
| Admin fee / account holder | $3,384 | $8,403-59.7% | $7,189-52.9% | $12,270-72.4% |