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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $188,772 | $90,448+108.7% | $93,786+101.3% | $134,545+40.3% |
| Participation rate | 80.0% | 82.0%-2.0pp | 81.0%-1.0pp | 81.2%-1.2pp |
| Annual return | -25.98% | -15.71%-10.3pp | -11.32%-14.7pp | 418.37%-444.4pp |
| Employer contribution / active EE | $4,682 | $4,349+7.7% | $4,328+8.2% | $4,742-1.3% |
| Participant deferral / active EE | $15,853 | $5,983+165.0% | $6,100+159.9% | $6,401+147.7% |
| Admin fee / account holder | $1,219 | $9,232-86.8% | $7,184-83.0% | $11,431-89.3% |