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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $4,328 | $162,529-97.3% | $130,788-96.7% | $154,746-97.2% |
| Participation rate | 100.0% | 75.9%+24.1pp | 70.1%+29.9pp | 80.7%+19.3pp |
| Annual return | 18.75% | 510.48%-491.7pp | 386.44%-367.7pp | 172.34%-153.6pp |
| Employer contribution / active EE | $522 | $4,447-88.3% | $3,558-85.3% | $4,379-88.1% |
| Participant deferral / active EE | $1,345 | $4,808-72.0% | $4,137-67.5% | $6,730-80.0% |
| Admin fee / account holder | $425 | $7,669-94.5% | $6,673-93.6% | $14,365-97.0% |