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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $4,328 | $149,040-97.1% | $120,225-96.4% | $137,256-96.8% |
| Participation rate | 100.0% | 75.4%+24.6pp | 69.6%+30.4pp | 80.0%+20.0pp |
| Annual return | 18.75% | 605.68%-586.9pp | 439.23%-420.5pp | 220.34%-201.6pp |
| Employer contribution / active EE | $522 | $4,350-88.0% | $3,475-85.0% | $4,156-87.4% |
| Participant deferral / active EE | $1,345 | $4,655-71.1% | $3,999-66.4% | $6,407-79.0% |
| Admin fee / account holder | $425 | $6,348-93.3% | $5,696-92.5% | $12,270-96.5% |