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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $87,005 | $138,076-37.0% | $123,553-29.6% | $135,380-35.7% |
| Participation rate | 42.9% | 84.7%-41.9pp | 82.3%-39.4pp | 82.6%-39.8pp |
| Annual return | 16.35% | 153.70%-137.3pp | 119.21%-102.9pp | 519.81%-503.5pp |
| Employer contribution / active EE | $1,138 | $5,152-77.9% | $4,628-75.4% | $4,779-76.2% |
| Participant deferral / active EE | $4,648 | $6,800-31.6% | $6,426-27.7% | $5,609-17.1% |
| Admin fee / account holder | $388 | $10,917-96.4% | $9,284-95.8% | $10,828-96.4% |