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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $48,215 | $227,399-78.8% | $189,758-74.6% | $198,609-75.7% |
| Participation rate | 80.0% | 84.0%-4.0pp | 79.8%+0.2pp | 82.4%-2.4pp |
| Annual return | 10.08% | 61.03%-50.9pp | 52.62%-42.5pp | 202.70%-192.6pp |
| Employer contribution / active EE | $2,266 | $5,526-59.0% | $4,767-52.5% | $5,055-55.2% |
| Participant deferral / active EE | $5,242 | $6,837-23.3% | $5,856-10.5% | $6,977-24.9% |
| Admin fee / account holder | $444 | $25,162-98.2% | $20,388-97.8% | $19,030-97.7% |