Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $73,687 | $91,559-19.5% | $133,971-45.0% | $79,852-7.7% |
| Participation rate | 38.7% | 73.3%-34.6pp | 79.8%-41.1pp | 69.6%-30.9pp |
| Annual return | 13.45% | 61.85%-48.4pp | 45.09%-31.6pp | 31.72%-18.3pp |
| Employer contribution / active EE | $492 | $2,384-79.4% | $3,919-87.4% | $2,471-80.1% |
| Participant deferral / active EE | $2,073 | $3,734-44.5% | $5,047-58.9% | $3,740-44.6% |
| Admin fee / account holder | $7,200 | $6,321+13.9% | $8,929-19.4% | $5,306+35.7% |