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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $9,609 | $97,729-90.2% | $83,830-88.5% | $135,379-92.9% |
| Participation rate | 100.0% | 80.0%+20.0pp | 76.1%+23.9pp | 82.6%+17.4pp |
| Annual return | -11.65% | 1287.52%-1299.2pp | 850.97%-862.6pp | 519.79%-531.4pp |
| Employer contribution / active EE | $6,172 | $4,222+46.2% | $3,631+70.0% | $4,779+29.1% |
| Participant deferral / active EE | $1,246 | $4,683-73.4% | $4,082-69.5% | $5,609-77.8% |
| Admin fee / account holder | $1,362 | $6,674-79.6% | $5,479-75.1% | $10,828-87.4% |