See peer percentile detail with Solo.
Solo shows the percentile for each metric against plans of the same size and industry. $4.99 for your first month, then $34.99 a month. Cancel any time.
See the 10-year trajectory with Solo.
Solo shows up to ten years of filings for this plan, year over year. $4.99 for your first month, then $34.99 a month. Cancel any time.
| Provider | Service type | Compensation |
|---|---|---|
NBT BANCORP NA1 year Service code 10 · EIN 16-1268674 | Accounting | $1,460 |
Service code 59 · EIN 94-1737782 | Shareholder Servicing | $0 |
Service code 15 · EIN 16-1450952 | Recordkeeping | $0 |
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
The auditor declined to give an opinion. This is usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $32,913 | $98,750-66.7% | $149,696-78.0% | $79,858-58.8% |
| Participation rate | 78.2% | 75.8%+2.4pp | 82.5%-4.3pp | 69.6%+8.5pp |
| Annual return | 55.30% | 27.43%+27.9pp | 276.60%-221.3pp | 31.71%+23.6pp |
| Employer contribution / active EE | $17,304 | $3,216+438.0% | $4,644+272.6% | $2,471+600.4% |
| Participant deferral / active EE | $2,568 | $5,680-54.8% | $6,842-62.5% | $3,740-31.3% |
| Admin fee / account holder | $16 | $6,053-99.7% | $9,309-99.8% | $5,306-99.7% |