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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $57,680 | $176,688-67.4% | $130,660-55.9% | $152,897-62.3% |
| Participation rate | 92.9% | 79.0%+13.9pp | 71.7%+21.1pp | 82.5%+10.4pp |
| Annual return | 23.82% | 2693.08%-2669.3pp | 1709.29%-1685.5pp | 345.43%-321.6pp |
| Employer contribution / active EE | $3,487 | $5,743-39.3% | $4,092-14.8% | $4,764-26.8% |
| Participant deferral / active EE | $3,579 | $4,362-18.0% | $3,603-0.7% | $5,851-38.8% |
| Admin fee / account holder | $4,499 | $7,131-36.9% | $5,463-17.7% | $11,599-61.2% |