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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $104,439 | $175,257-40.4% | $149,717-30.2% | $139,456-25.1% |
| Participation rate | 55.6% | 83.4%-27.8pp | 78.8%-23.2pp | 80.3%-24.8pp |
| Annual return | 18.37% | 166.70%-148.3pp | 134.41%-116.0pp | 373.45%-355.1pp |
| Employer contribution / active EE | $2,411 | $5,477-56.0% | $4,820-50.0% | $4,753-49.3% |
| Participant deferral / active EE | $7,549 | $6,521+15.8% | $5,682+32.9% | $6,711+12.5% |
| Admin fee / account holder | $1,344 | $16,156-91.7% | $13,213-89.8% | $11,407-88.2% |