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Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $19,554 | $51,226-61.8% | $82,744-76.4% | $66,938-70.8% |
| Participation rate | 72.0% | 67.9%+4.1pp | 72.6%-0.6pp | 69.8%+2.2pp |
| Annual return | -14.30% | -9.61%-4.7pp | 702.22%-716.5pp | 1.58%-15.9pp |
| Employer contribution / active EE | $2,286 | $2,612-12.5% | $3,008-24.0% | $2,545-10.2% |
| Participant deferral / active EE | $4,106 | $3,460+18.7% | $4,395-6.6% | $4,238-3.1% |
| Admin fee / account holder | $0 | $416-100.0% | $5,325-100.0% | $594-100.0% |