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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $95,731 | $150,447-36.4% | $136,298-29.8% | $147,586-35.1% |
| Participation rate | 69.2% | 84.4%-15.2pp | 81.9%-12.7pp | 82.8%-13.6pp |
| Annual return | 20.83% | 1049.15%-1028.3pp | 5156.27%-5135.4pp | 578.59%-557.8pp |
| Employer contribution / active EE | $12,401 | $5,256+135.9% | $4,696+164.1% | $4,876+154.3% |
| Participant deferral / active EE | $8,480 | $6,631+27.9% | $6,247+35.7% | $5,439+55.9% |
| Admin fee / account holder | $68 | $10,906-99.4% | $9,244-99.3% | $10,886-99.4% |