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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $209,163 | $176,105+18.8% | $159,474+31.2% | $167,536+24.8% |
| Participation rate | 69.2% | 85.0%-15.7pp | 82.8%-13.6pp | 82.1%-12.9pp |
| Annual return | 5.20% | 331.91%-326.7pp | 263.68%-258.5pp | 478.82%-473.6pp |
| Employer contribution / active EE | $5,336 | $5,299+0.7% | $4,831+10.5% | $4,839+10.3% |
| Participant deferral / active EE | $6,419 | $7,751-17.2% | $7,353-12.7% | $6,342+1.2% |
| Admin fee / account holder | $17 | $12,559-99.9% | $10,802-99.8% | $12,315-99.9% |