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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Annual investment return is in the bottom quintile of the peer cohort.
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $10,981 | $38,365-71.4% | $84,628-87.0% | $65,185-83.2% |
| Participation rate | 54.3% | 55.7%-1.4pp | 68.2%-14.0pp | 70.2%-15.9pp |
| Annual return | -56.22% | 32.00%-88.2pp | 258.80%-315.0pp | 29.38%-85.6pp |
| Employer contribution / active EE | $474 | $1,258-62.3% | $2,653-82.1% | $2,177-78.2% |
| Participant deferral / active EE | $4,064 | $2,278+78.4% | $3,900+4.2% | $3,514+15.6% |
| Admin fee / account holder | $86 | $451-80.9% | $4,914-98.2% | $847-89.8% |