Retirement plan

LUXURY HEATING & AIR 401(K) PLAN

Name: LUXURY HEATING & AIR - LUXURY HEATING & AIR 401(K) PLAN (2016) Form 5500
Creator: LUXURY HEATING & AIR
License: https://www.dol.gov/general/disclaim
Keywords: Form 5500, ERISA, retirement plan, LUXURY HEATING & AIR 401(K) PLAN, LUXURY HEATING & AIR

LUXURY HEATING & AIREIN 45-5439691Plan #001PY 2016

3130 SOUTH 6TH STREET, SUITE 112 - LINCOLN, NE 68502402-610-1106

Prospect flagsHigh fees

How to read this page

Total assets (EOY)

$108K

+47.3% from 2015

Total participants

0.0% from 2015

Average account balance

$21,532

+47.3% from 2015

Annual return

16.27%

+16.72 pp from 2015

Benchmarks

See 35,836 peers

Peer group

Industry23 - Construction

Plan typeDefined contribution

Participants<25

Cohort35,836 peers

Snapshot2016

Free accounts unlock saves, downloads, and 3-year history.

Analytics

Total assets (EOY)

Plan-year ending balance

$993K

Not enough data

1 years with asset history on file

Average account balance

Total assets / participants with a balance (line 6g)

$43K

Not enough data

1 years with per-participant data

Participants with account balance

Stacked by status: active / separated vested / retired or beneficiary. Total = line 6g.

Not enough data

1 years with headcount on file

Eligible Participants and Participation

Bars: eligible actives (line 6a). Line: derived rate = active employees with a balance / 6a.

109.5%

Not enough data

1 years with eligibility data

Contributions (total)

Employer and participant dollars contributed each year

$230K

Not enough data

1 years with contributions on file

Contributions per participant

Average employer and participant contribution per enrolled participant

$11K

Not enough data

1 years with per-participant contribution data

Asset flow

BOY + contributions + return - distributions = EOY

Year

Annual return

Diverging bars; negative years highlighted

+7.13%

Not enough data

1 years with return on file

Admin fee / account holder

Total admin expenses / participants with a balance (line 6g)

$2648

Not enough data

1 years with admin cost on file

Asset composition

Cash / stocks / bonds / mutual funds / real estate / loans over time

Not enough data

0 years with F_SCH_H allocation on file

Free accounts unlock saves, downloads, and 3-year history.

Service providers

Providers data not reported

Schedule C was not filed on this plan's most recent Form 5500, so no compensated service providers are available to display.

Plan features & details

Pension benefit codes2E2G2J2T3D

Plan features

2E
Profit-sharing
Profit-sharing plan.
2G
Total participant-directed account plan
Participants have the opportunity to direct the investment of all of the assets allocated to their individual accounts regardless of whether 29 CFR 2550.404c-1 is intended to be met.
2J
Code section 401(k) feature
Cash or deferred arrangement described in Code section 401(k) that is part of a qualified defined contribution plan under which employees may elect to defer part of their compensation or receive these amounts in cash.
2T
Default investment account
Total or partial participant-directed account plan where plan uses a default investment account for participants who fail to direct assets in their account.
3D
Pre-approved pension plan
A master prototype or volume submitter plan that is the subject of a favorable opinion or advisory letter from the IRS.

Opportunity flags

1 tripped

OpportunityHigh fees
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)

Expense breakdown

Schedule H Part II

Admin total

$2K

$445 / participant

Other / not subdivided$2K100.0%

% of EOY assets

2.069%

all-in expense ratio

Categories reported

0 / 9

subdivided buckets used

Audit opinion

Schedule H Part III

No opinion code on file for this filing.

Auditor firm: (not reported)
Auditor EIN: -
Audit fees: (not subdivided)
Opinion code: -

Metric

This plan

Peer set

Industry

Size

Avg account balance

$21,532

$99,345-78.3%

$84,753-74.6%

$273,970-92.1%

Participation rate

80.0%

80.7%-0.7pp

76.6%+3.4pp

83.0%-3.0pp

Annual return

16.27%

22.93%-6.7pp

22.78%-6.5pp

41.46%-25.2pp

Employer contribution / active EE

$944

$4,214-77.6%

$3,574-73.6%

$4,869-80.6%

Participant deferral / active EE

$4,034

$4,270-5.5%

$3,712+8.7%

$5,287-23.7%

Admin fee / account holder

$445

$6,645-93.3%

$5,333-91.6%

$10,132-95.6%

LUXURY HEATING & AIR 401(K) PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

LUXURY HEATING & AIR 401(K) PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion