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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $16,833 | $91,198-81.5% | $178,503-90.6% | $79,856-78.9% |
| Participation rate | 100.0% | 69.2%+30.8pp | 81.9%+18.1pp | 69.6%+30.4pp |
| Annual return | 13.05% | 24.20%-11.1pp | 151.12%-138.1pp | 31.71%-18.7pp |
| Employer contribution / active EE | $3,231 | $3,257-0.8% | $5,011-35.5% | $2,471+30.7% |
| Participant deferral / active EE | $1,812 | $3,237-44.0% | $5,202-65.2% | $3,741-51.6% |
| Admin fee / account holder | $1,279 | $6,748-81.1% | $13,987-90.9% | $5,306-75.9% |