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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $29,007 | $181,896-84.1% | $156,551-81.5% | $273,972-89.4% |
| Participation rate | 100.0% | 88.4%+11.6pp | 84.0%+16.0pp | 83.0%+17.0pp |
| Annual return | 2.58% | 30.74%-28.2pp | 32.23%-29.6pp | 41.46%-38.9pp |
| Employer contribution / active EE | $5,525 | $6,248-11.6% | $5,501+0.4% | $4,869+13.5% |
| Participant deferral / active EE | $5,549 | $5,5500% | $4,871+13.9% | $5,287+5.0% |
| Admin fee / account holder | $341 | $15,560-97.8% | $13,028-97.4% | $10,133-96.6% |