Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $15,059 | $62,672-76.0% | $185,117-91.9% | $70,126-78.5% |
| Participation rate | 35.6% | 63.8%-28.1pp | 77.3%-41.6pp | 69.5%-33.9pp |
| Annual return | 21.03% | 40.79%-19.8pp | 40.50%-19.5pp | 73.15%-52.1pp |
| Employer contribution / active EE | $1,146 | $1,753-34.6% | $4,182-72.6% | $2,343-51.1% |
| Participant deferral / active EE | $2,628 | $3,272-19.7% | $5,045-47.9% | $3,332-21.1% |
| Admin fee / account holder | $1,413 | $3,932-64.1% | $8,159-82.7% | $4,645-69.6% |