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| Provider | Service type | Compensation |
|---|---|---|
Service code 37 · EIN 04-2647786 | Loan Processing | $6,450 |
Employer contribution per participant is in the bottom quintile of the peer cohort.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $31,707 | $95,918-66.9% | $151,645-79.1% | $77,906-59.3% |
| Participation rate | 90.9% | 88.7%+2.2pp | 87.5%+3.4pp | 73.7%+17.2pp |
| Annual return | -0.11% | -5.50%+5.4pp | 3.34%-3.4pp | 12.16%-12.3pp |
| Employer contribution / active EE | $0 | $4,330-100.0% | $6,165-100.0% | $2,846-100.0% |
| Participant deferral / active EE | $12,145 | $7,508+61.8% | $8,363+45.2% | $4,805+152.7% |
| Admin fee / account holder | $15 | $93-84.1% | $11,614-99.9% | $133-88.8% |