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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $349,736 | $138,102+153.2% | $125,381+178.9% | $134,532+160.0% |
| Participation rate | 80.0% | 84.5%-4.5pp | 82.4%-2.4pp | 81.2%-1.2pp |
| Annual return | -23.69% | 750.73%-774.4pp | 572.31%-596.0pp | 418.27%-442.0pp |
| Employer contribution / active EE | $6,538 | $5,245+24.6% | $4,815+35.8% | $4,741+37.9% |
| Participant deferral / active EE | $31,660 | $7,801+305.9% | $7,448+325.1% | $6,401+394.6% |
| Admin fee / account holder | $4,025 | $11,568-65.2% | $10,007-59.8% | $11,429-64.8% |