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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $750,915 | $162,136+363.1% | $152,301+393.0% | $154,746+385.3% |
| Participation rate | 80.0% | 84.1%-4.1pp | 82.4%-2.4pp | 80.7%-0.7pp |
| Annual return | 17.35% | 91.02%-73.7pp | 80.50%-63.2pp | 172.34%-155.0pp |
| Employer contribution / active EE | $15,257 | $4,890+212.0% | $4,624+229.9% | $4,379+248.4% |
| Participant deferral / active EE | $20,921 | $8,341+150.8% | $8,004+161.4% | $6,730+210.8% |
| Admin fee / account holder | $3,179 | $15,759-79.8% | $14,398-77.9% | $14,365-77.9% |